Finance Calculators
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151 free finance calculators for SIP, EMI, GST, Income Tax, PPF, NPS, Gratuity, HRA, Currency, ROI and more. All free, no login.
🧮 151 Calculators
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💱 Multi-Currency
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⭐ Most Popular
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SIP Calculator
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🏡Mortgage Calculator
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🏦EMI Calculator
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🏠Home Loan Calculator
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🚗Auto Loan Calculator
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💳Personal Loan Calculator
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⚖️Loan Comparison Calculator
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📅Biweekly Mortgage Calculator
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💵Down Payment Calculator
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📋Closing Cost Calculator
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🗓️Payoff Date Calculator
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🌅Retirement Calculator
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🧾Tax Bracket Calculator 2026
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🔄Roth Conversion Calculator
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🏛️Income Tax Calculator
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📊Budget Planner Calculator
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💰Savings Rate Calculator
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💎Wealth Calculator
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💵Annual Income Calculator
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💰Budget Calculator
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🏡Home Affordability
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🔥FIRE Calculator
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🏦401k Calculator
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🛡️Roth IRA Calculator
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🏛️Social Security Calculator
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💵Paycheck Calculator
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🎓Student Loan Calculator
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🎓College Cost Calculator
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🏷️VAT Calculator Europe
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🏠UK Stamp Duty Calculator
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🏡European Mortgage Calculator
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💷ISA Calculator UK
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📋UK Income Tax Calculator
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🔥FIRE Europe Calculator
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📊P/E Ratio Calculator
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₿Crypto Profit Calculator
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🛡️Emergency Fund Calculator
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🏠Rent vs Buy Calculator
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💳Credit Card Payoff
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🏘️Real Estate ROI Calculator
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⚖️SIP vs FD
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🏠SIP vs Real Estate
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🥇SIP vs Gold
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🏛️SIP vs PPF
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🎯SIP vs NPS
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🏧SIP vs Savings Account
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💼EPF vs NPS
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🛡️Term vs ULIP
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📈ELSS vs PPF
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🏡EMI vs SIP
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🇺🇸401k vs Roth IRA
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💰Roth vs Traditional IRA
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🏥HSA vs FSA
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📊S&P 500 vs Bonds
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🏠Pay Off Mortgage vs Invest
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🛡️Term vs Whole Life Insurance
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🏡Mortgage vs Renting USA
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📊Regular vs Direct MF Plan
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👴SCSS vs FD
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👧SSY vs PPF
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🏥Roth IRA vs HSA
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🏠S&P 500 vs Real Estate USA
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🏦CD vs High-Yield Savings
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🎓529 vs Roth IRA Education
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🏦Roth IRA vs 401k + Match
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🏥Medicare vs Private Insurance
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🏛️Social Security vs Pension
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📊Vanguard vs Fidelity ETF
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💰DCA vs Lump Sum USA
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🇬🇧ISA vs SIPP UK
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💷UK Pension vs ISA
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📈Stocks ISA vs Cash ISA UK
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🏘️UK Buy-to-Let vs Stocks
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🇩🇪Germany ETF vs Tagesgeld
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🇪🇺Europe ETF vs Property
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📊UK Stocks vs Bonds
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💸401k Early Withdrawal vs Loan
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👔SEP IRA vs Solo 401k
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📊Total Market vs S&P 500
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💵Dividend vs Growth Stocks
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🏢US Real Estate vs REITs
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🏠Cash-Out Refi vs HELOC
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🇬🇧UK Lifetime ISA vs SIPP
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💷UK Pension Drawdown vs Annuity
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🏠UK Fixed vs Tracker Mortgage
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🌍MSCI World vs S&P 500 EU
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🎟️UK Premium Bonds vs Cash ISA
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🏡UK Help to Buy vs LISA
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All 151 Finance Calculators
Showing 168 of 168 calculators
📈InvestmentSIP CalculatorMonthly SIP returns with year-wise growth chartsOpen Calculator 💼InvestmentLumpsum CalculatorOne-time investment growth projectionsOpen Calculator 📉InvestmentCAGR CalculatorCompound annual growth rate with Rule of 72Open Calculator 📐AdvancedXIRR CalculatorTrue annualized returns for SIP cashflowsOpen Calculator 🚀InvestmentStep-Up SIPSIP with annual increment - build far more wealthOpen Calculator 📊InvestmentMutual Fund ReturnsMF returns adjusted for expense ratioOpen Calculator 📈InvestmentROI CalculatorReturn on investment, annualized ROI & multiplierOpen Calculator 🏡LoanMortgage CalculatorFull PITI -- principal, interest, taxes, insurance & PMIOpen Calculator 🏦LoanEMI CalculatorLoan EMI & full amortization scheduleOpen Calculator 🏠LoanHome Loan CalculatorMortgage EMI with amortization scheduleOpen Calculator 🚗LoanAuto Loan CalculatorCar loan with sales tax, trade-in & feesOpen Calculator 💳LoanPersonal Loan CalculatorPersonal loan true cost & amortizationOpen Calculator 🏢LoanBusiness Loan CalculatorSBA loans, DSCR & business financingOpen Calculator 🚗LoanCar Loan CalculatorAuto loan EMI, total interest & scheduleOpen Calculator ⚖️LoanLoan Comparison CalculatorCompare up to 3 loan offers side by sideOpen Calculator 📈LoanInterest Rate CalculatorFind APR from loan amount & paymentOpen Calculator 📅LoanBiweekly Mortgage CalculatorSave years & interest with biweekly paymentsOpen Calculator 💵LoanDown Payment CalculatorCompare 5-20% down -- PMI & monthly paymentOpen Calculator 📋LoanClosing Cost CalculatorEstimate all 12 types of closing costsOpen Calculator 🗓️LoanPayoff Date CalculatorWhen will your loan be paid off?Open Calculator ⚡LoanLoan PrepaymentInterest saved & tenure cut by prepayingOpen Calculator 🏛️SavingsFD / CD CalculatorFixed deposit maturity & interest earnedOpen Calculator 🏧SavingsRD CalculatorRecurring deposit maturity & interestOpen Calculator 🏛️SavingsPPF CalculatorPublic Provident Fund with EEE tax benefitsOpen Calculator 🎯PlanningSavings GoalMonthly savings needed to hit your goalOpen Calculator 💰InterestCompound InterestDaily, monthly, quarterly or annual compoundingOpen Calculator 📐InterestSimple InterestSI formula with SI vs CI comparisonOpen Calculator 🌅PlanningRetirement CalculatorCorpus needed for a comfortable retirementOpen Calculator 👴RetirementNPS CalculatorNational Pension System corpus & monthly pensionOpen Calculator 💸RetirementSWP CalculatorSystematic withdrawal plan for retirementOpen Calculator 📊PlanningInflation CalculatorFuture purchasing power of moneyOpen Calculator 🧾TaxTax Bracket Calculator 20262026 IRS brackets, marginal vs effective rate, FICAOpen Calculator 🔄TaxRoth Conversion CalculatorIs Roth conversion worth it? Tax comparisonOpen Calculator 🏛️TaxIncome Tax CalculatorNew vs Old regime tax comparison FY 2026-27Open Calculator 🧾TaxGST CalculatorCGST, SGST, IGST for all GST ratesOpen Calculator 🏠TaxHRA CalculatorHouse rent allowance tax exemptionOpen Calculator 💼SalarySalary CalculatorCTC to in-hand salary breakdown IndiaOpen Calculator 🤝SalaryGratuity CalculatorGratuity for 5, 10, 15, 20+ years serviceOpen Calculator 📊PlanningBudget Planner Calculator50/30/20 rule -- needs, wants & savingsOpen Calculator 💰PlanningSavings Rate CalculatorYour savings rate & years to FIREOpen Calculator 💎PlanningWealth CalculatorNet worth + US benchmarks + growth projectionOpen Calculator 💵PlanningAnnual Income CalculatorHourly to annual salary with tax estimateOpen Calculator 📆PlanningWeekly Budget CalculatorTrack 8 spending categories weeklyOpen Calculator 🧾PlanningInvoice CalculatorLine items, tax, discount & late feesOpen Calculator ⚖️TrackingNet Worth CalculatorAssets minus liabilities - your snapshotOpen Calculator 🔓DebtDebt Payoff CalculatorAvalanche & snowball debt eliminationOpen Calculator ⚖️BusinessBreak-Even CalculatorBreak-even units, revenue & profit analysisOpen Calculator 💱UtilityCurrency ConverterConvert between 20+ world currenciesOpen Calculator 🍽️UtilityTip CalculatorTip amount and bill split per personOpen Calculator 💰PlanningBudget CalculatorMonthly budget planner with 50/30/20 ruleOpen Calculator 📈InvestmentStock Profit CalculatorStock trade profit after tax and brokerageOpen Calculator 🏡LoansHome AffordabilityHow much house can you afford? 28/36 ruleOpen Calculator 🔥RetirementFIRE CalculatorFinancial Independence Retire Early number & timelineOpen Calculator 💱UtilityForex Profit CalculatorCurrency exchange trade profit, pip value and ROIOpen Calculator 🏦Retirement401k CalculatorEmployer match, contribution limits, retirement growthOpen Calculator 🛡️RetirementRoth IRA CalculatorTax-free retirement growth and lifetime tax savingsOpen Calculator 🏛️RetirementSocial Security CalculatorBest age to claim SSA benefits, break-even analysisOpen Calculator 💵SalaryPaycheck CalculatorTake-home pay after federal, state tax, 401k, FICAOpen Calculator 🎓LoansStudent Loan CalculatorPayoff time, interest cost, extra payment savingsOpen Calculator 🏠LoansHELOC CalculatorHome equity line of credit, LTV and monthly paymentOpen Calculator 🏗️SavingsCD Ladder CalculatorCertificate of deposit laddering strategy, blended yieldOpen Calculator 💰InvestmentDividend CalculatorDRIP reinvestment, annual income, portfolio growthOpen Calculator 🚗UtilityCar Depreciation CalculatorVehicle value loss, resale value, cost per mileOpen Calculator 🎓PlanningCollege Cost Calculator529 plan savings, tuition inflation, monthly neededOpen Calculator 🏷️EuropeVAT Calculator EuropeUK, Germany, France, EU VAT rates - add or remove VATOpen Calculator 🏠EuropeUK Stamp Duty CalculatorSDLT for England and Wales - first-time buyer, BTL, standardOpen Calculator 🏡EuropeEuropean Mortgage CalculatorUK, German, French mortgage monthly payments and amortisationOpen Calculator 💷EuropeISA Calculator UKStocks & Shares, Cash and Lifetime ISA tax-free growthOpen Calculator 🏦EuropeUK Pension CalculatorWorkplace pension, auto-enrolment, state pension projectionOpen Calculator 🏛️EuropeGovernment Bond CalculatorUK Gilts, German Bunds, French OATs - yield to maturityOpen Calculator 📋EuropeUK Income Tax CalculatorPAYE, National Insurance and take-home pay 2026/26Open Calculator 🏘️EuropeRental Yield CalculatorGross and net yield, cashflow for UK and EU buy-to-letOpen Calculator 🚗EuropeEuro Car Finance CalculatorPCP, HP and personal loan car finance for UK and EuropeOpen Calculator 🔥EuropeFIRE Europe CalculatorFinancial independence number using European SWR ratesOpen Calculator 📊InvestmentP/E Ratio CalculatorStock valuation, PEG ratio & fair value estimateOpen Calculator ₿InvestmentCrypto Profit CalculatorCrypto buy/sell P&L, ROI & break-even priceOpen Calculator 🛡️PlanningEmergency Fund CalculatorTarget fund size & time to build financial safety netOpen Calculator 🏠PlanningRent vs Buy CalculatorTrue total cost: renting vs buying over 10+ yearsOpen Calculator 💰SalarySalary Hike CalculatorRaise impact on lifetime earnings & real purchasing powerOpen Calculator 💳DebtCredit Card PayoffMinimum vs accelerated payoff - interest saved & payoff dateOpen Calculator 📉InvestmentReal Return CalculatorInflation-adjusted real return vs nominal returnOpen Calculator 🏘️InvestmentReal Estate ROI CalculatorCap rate, cash-on-cash & total ROI for rental propertyOpen Calculator ⚖️InvestmentLump Sum vs SIPWhich strategy builds more wealth: all-at-once or monthly?Open Calculator 🔄LoanMortgage RefinanceBreak-even, monthly savings & net benefit of refinancingOpen Calculator ⚖️VSSIP vs FDMonthly SIP mutual fund returns vs Fixed Deposit comparisonOpen Calculator 🏠VSSIP vs Real EstateEquity SIP vs property investment including rental incomeOpen Calculator 🥇VSSIP vs GoldSIP vs Gold (SGB, ETF, Physical) post-tax returnsOpen Calculator 🏛️VSSIP vs PPFSIP vs PPF with EEE tax status - post-tax comparisonOpen Calculator 🎯VSSIP vs NPSSIP vs NPS for retirement - corpus & pension comparisonOpen Calculator 📊VSSIP vs RDMonthly SIP vs Recurring Deposit returns over timeOpen Calculator 📉VSSIP vs StocksSIP mutual fund vs direct stock market investingOpen Calculator ₿VSSIP vs CryptoSIP vs crypto returns after India 30% flat taxOpen Calculator 📜VSSIP vs BondsSIP vs Government & Corporate Bonds post-taxOpen Calculator 🏧VSSIP vs Savings AccountOpportunity cost of idle money in savings accountOpen Calculator 💼VSEPF vs NPSEmployee Provident Fund vs National Pension SystemOpen Calculator 🛡️VSTerm vs ULIPBuy Term + Invest vs ULIP - which wins?Open Calculator 🏦VSMutual Fund vs FDLumpsum mutual fund vs FD post-tax returnsOpen Calculator 🥇VSLumpsum vs GoldOne-time mutual fund investment vs Gold (SGB/ETF)Open Calculator 🏛️VSPPF vs FDPPF EEE tax-free returns vs Fixed Deposit after taxOpen Calculator ⚖️VSPPF vs NPSPPF vs NPS for long-term retirement savingsOpen Calculator 📈VSELSS vs PPFBest 80C tax-saving: ELSS fund vs PPF comparisonOpen Calculator 📮VSNSC vs FDPost Office NSC vs Bank Fixed Deposit after taxOpen Calculator 🏡VSEMI vs SIPHome loan EMI vs investing same amount in SIPOpen Calculator 📋VSSIP vs Endowment PlanTerm + SIP vs Endowment insurance plan returnsOpen Calculator 🇺🇸USA401k vs Roth IRAPre-tax 401k vs after-tax Roth IRA - which wins after retirement taxes?Open Calculator 💰USARoth vs Traditional IRARoth IRA vs Traditional IRA after-tax retirement wealthOpen Calculator 🏥USAHSA vs FSAHSA triple tax advantage vs FSA use-it-or-lose-itOpen Calculator 📊USAS&P 500 vs BondsS&P 500 index fund vs US bonds long-term wealth comparisonOpen Calculator 🏠USAPay Off Mortgage vs InvestExtra mortgage payments vs S&P 500 index fund investingOpen Calculator 🛡️USATerm vs Whole Life InsuranceBuy term + invest the rest vs whole life insurance USAOpen Calculator 📈USAIndex Fund vs ETFMutual index fund vs ETF costs, returns & tax efficiencyOpen Calculator 🏡USAMortgage vs Renting USATrue cost of buying vs renting - US real estate marketOpen Calculator 🔄USARefinance vs InvestMortgage refinance savings vs investing closing costsOpen Calculator 🏦USA401k vs PensionSelf-directed 401k vs defined benefit pension plan comparisonOpen Calculator 📊VSRegular vs Direct MF PlanHow much expense ratio costs you - Regular vs Direct Plan SIPOpen Calculator 📮VSNSC vs PPFPost Office NSC vs PPF - both government-backed savingsOpen Calculator 👴VSSCSS vs FDSenior Citizen Savings Scheme vs Fixed Deposit comparisonOpen Calculator 📈VSELSS vs NPSELSS tax-saving fund vs NPS for retirement corpus IndiaOpen Calculator 👧VSSSY vs PPFSukanya Samriddhi Yojana vs PPF for girl child savingsOpen Calculator 💰VSAnnuity vs LumpsumPension annuity vs reinvesting lumpsum in mutual fundsOpen Calculator 🏥USARoth IRA vs HSARoth IRA vs HSA as retirement vehicles - triple tax advantageOpen Calculator 🏠USAS&P 500 vs Real Estate USAIndex fund vs US real estate with rental income comparisonOpen Calculator 🏦USACD vs High-Yield SavingsCertificate of Deposit vs HYSA - fixed rate vs flexibilityOpen Calculator 📉USA401k vs Taxable AccountTax-deferred 401k vs taxable brokerage - when each winsOpen Calculator 🎓USA529 vs Roth IRA Education529 college savings plan vs Roth IRA for education fundingOpen Calculator 🏦USARoth IRA vs 401k + MatchHow employer match changes the Roth vs Traditional 401k decisionOpen Calculator 🏥USAMedicare vs Private InsuranceMedicare Part A/B/D costs vs private health insurance retirementOpen Calculator 🏛️USASocial Security vs PensionSocial Security income vs private pension - lifetime comparisonOpen Calculator 📜USABonds vs CDs USAUS Treasury bonds vs bank CDs - yield, tax, liquidity comparedOpen Calculator 📊USAVanguard vs Fidelity ETFVOO vs FXAIX - expense ratio impact over 10, 20, 30 yearsOpen Calculator 🏢USAREIT vs Rental Property USAVNQ REIT ETF vs direct rental property returns comparedOpen Calculator 💰USADCA vs Lump Sum USADollar cost averaging monthly vs investing lump sum S&P 500Open Calculator 📉USATraditional IRA vs TaxableIRA tax deduction vs taxable brokerage - after-tax wealthOpen Calculator 🇬🇧EuropeISA vs SIPP UKUK ISA flexible access vs SIPP pension with 20-45% tax reliefOpen Calculator 💷EuropeUK Pension vs ISAWorkplace pension employer match vs Stocks and Shares ISAOpen Calculator 🏠EuropeOffset Mortgage vs Savings UKUK offset mortgage interest saved vs HYSA returnsOpen Calculator 📈EuropeStocks ISA vs Cash ISA UKUK Stocks and Shares ISA (8-10%) vs Cash ISA (4.5%) comparisonOpen Calculator 🏘️EuropeUK Buy-to-Let vs StocksUK rental property returns vs FTSE All-Share index investingOpen Calculator 🇩🇪EuropeGermany ETF vs TagesgeldGerman MSCI World ETF vs Tagesgeld/Festgeld savings returnsOpen Calculator 🇫🇷EuropeFrance PEA vs Assurance-VieFrench PEA stock market vs Assurance-vie tax-advantaged investingOpen Calculator 🇪🇺EuropeEurope ETF vs PropertyEU/UK index ETF vs European real estate total returnOpen Calculator 🔄EuropeUK Remortgage vs InvestUK mortgage remortgage savings vs FTSE index fund investingOpen Calculator 📜EuropeEuro Bonds vs ETFEuropean government bonds (Bunds/OATs) vs MSCI Europe ETFOpen Calculator 📊EuropeUK Stocks vs BondsFTSE All-Share vs UK Gilts - historical returns and 60/40 portfolioOpen Calculator 💸USA401k Early Withdrawal vs Loan401k early withdrawal (10% penalty) vs 401k loan true costOpen Calculator 👔USASEP IRA vs Solo 401kSEP IRA vs Solo 401k for self-employed - contribution limitsOpen Calculator 🛡️USAI Bonds vs TIPSSeries I Savings Bonds vs TIPS - best inflation hedge USAOpen Calculator 📜USAMuni Bonds vs Corp BondsTax-free municipal bonds vs corporate bonds after-tax yieldOpen Calculator 📊USATotal Market vs S&P 500VTI total market vs VOO S&P 500 long-term returnsOpen Calculator 💵USADividend vs Growth StocksSCHD dividend growth vs QQQ growth stocks total returnOpen Calculator 🏢USAUS Real Estate vs REITsDirect rental property vs REIT ETF (VNQ) returns USAOpen Calculator 🎓USA529 vs UTMA Account529 college savings vs UTMA custodial accountOpen Calculator 📈USATIPS vs Stocks USAInflation-protected TIPS vs S&P 500 equitiesOpen Calculator 🏠USACash-Out Refi vs HELOCCash-out refinance vs HELOC for home equity accessOpen Calculator 🇬🇧EuropeUK Lifetime ISA vs SIPPUK LISA 25% bonus vs SIPP 20-45% tax reliefOpen Calculator 💷EuropeUK Pension Drawdown vs AnnuityUK pension drawdown flexible vs annuity guaranteedOpen Calculator 🏠EuropeUK Fixed vs Tracker MortgageUK fixed-rate vs Bank of England tracker mortgageOpen Calculator 🌍EuropeMSCI World vs S&P 500 EUMSCI World (IWDA) vs S&P 500 for European investorsOpen Calculator 🎟️EuropeUK Premium Bonds vs Cash ISANS&I Premium Bonds vs best Cash ISA rates UKOpen Calculator 🇳🇱EuropeNetherlands AOW vs PensionDutch AOW state pension vs private pension planningOpen Calculator 🇪🇸EuropeSpain Pension vs ETFSpanish plan de pensiones vs index ETF investingOpen Calculator 🏘️EuropeEurope Property vs REITEuropean direct property vs EU REIT ETF returnsOpen Calculator 🏡EuropeUK Help to Buy vs LISAUK Help to Buy ISA vs Lifetime ISA first home savingsOpen Calculator 📊EuropeEurope Growth vs Value ETFEuropean growth ETF vs value ETF long-term returnsOpen Calculator 🎓GlobalEducation Goal CalculatorSave for child education with inflation-adjusted targetsOpen Calculator 🏦IndiaFD Comparison CalculatorCompare multiple fixed deposit options side by sideOpen Calculator 🔑USALease vs Buy CalculatorCar lease vs purchase - true cost comparisonOpen Calculator 📈IndiaMutual Fund Return CalculatorCalculate CAGR and absolute returns on mutual fundsOpen Calculator
About Our 30 Finance Calculators
Tax Calculators
Our income tax calculator compares New vs Old regime for FY 2026-27. The GST calculator handles all rates (5%, 12%, 18%, 28%) with CGST/SGST/IGST breakdown. The HRA calculator finds your maximum tax exemption.
Salary & Employee Benefits
The salary/CTC calculator breaks down your in-hand pay from CTC with PF, TDS, and professional tax. The gratuity calculator calculates your payout after 5+ years. The NPS calculator estimates retirement corpus and monthly pension.
Investment Calculators
Our PPF calculator shows EEE (triple tax-free) returns at 7.1%. The ROI calculator measures your investment return against benchmarks like Nifty 50 and S&P 500. The XIRR calculator gives true annualized returns for SIPs.